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Credit reference agency

The mortgage definition for Credit reference agency:

When assessing your application, a mortgage lender will study your records. These records are held centrally by credit reference agencies, and contain information for many different aspects of your life.

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Mortgage reference fee

Mortgage reference fee
If you apply for a remortgage or a new mortgage, the new lender will want a mortgage reference from your existing lender. You will probably have to pay for this. Costs £20 - £50

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