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Debt to income ratio

The mortgage definition for Debt to income ratio:

A ratio used by lending institutions to determine whether a person is qualified for a mortgage. Debt-to-income is the total amount of debt, including credit cards and other loans, divided by total gross monthly income.

Similar Matches

Gross income

Gross income
Your total income before tax and expenditures.


Income multipliers or multiples

Income multipliers or multiples
The size of the mortgage that lenders offer, will often be worked out by multiplying your income each year by a set percentage.


Joint income

Joint income
The total gross income of the mortgage applicants. 




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