The mortgage definition for First charge:
If your property is collateral for more than one property and the borrower defaults on payments, the lender with a first charge has the option to repossess the home.
Bankruptcy chargeBankruptcy charge
This is an investigation carried out by the Land Charges Registry to check if a purchaser is or has ever been bankrupt. Most mortgage lenders will insist on this search being carried out and it usually carries a small charge.
Charge certificateCharge certificate
A certificate from the Land Registry that shows the boundaries of a property and gives details of covenants affecting it.
Paying of the remainder of a mortgage.
Further Suggestions Discharge fee
Unpaid ground rent charge
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