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First time buyer

The mortgage definition for First time buyer:

A person who does not already own a property and is therefore not part of a chain.

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Cash buyer

Cash buyer
A person or persons who do not require a mortgage in order to buy a home and who do not have a property to sell. Other cash buyers are those with a mortgage arranged and no property to sell or those who have already sold their property.

Homebuyers report

Homebuyers report
This type of survey is prepared for you and gives details of the basic state of repair of the property. It almost always provides a basic valuation as well. A surveyor will only inspect those areas of the property that are reasonably accessible or visible. They will then write a report on the property.

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